Underwriting Consultant - Life Underwriting - Remote

Symetra has an exciting opportunity to join our Life Underwriting Department as an Underwriting Consultant!

About the role

What you will do

Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including: • Determining whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need. • Conferring with other Consultant-level Underwriters and up, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority. • Meeting established time service standards. Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a “go to” person for underwriting issues; and Designee to handle high-visibility/high face amount or otherwise special cases.

Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business. • Manage key producer accounts in concert with Case Specialists. • Travel with field reps. • Develop and lead agent seminars on underwriting topics.

Other duties/projects as assigned. • Actively seek out/identify resources and projects to improve underwriting staff, and improve understanding of business line within the company and industry. • Represent the underwriting function in inter-departmental meetings/projects. • Represent Symetra at external functions as appropriate.

Job Complexity

Performs complex and varied work which requires extensive experience and knowledge of particular specialties or areas of expertise within the department. Develops integrated solutions to resolve highly complex technical and business issues. Infrequently, may have 1-2 direct reports, especially if within a small department managing a specific, complex function and with a high level of technical expertise in this discipline.

Skills And Knowledge

Experienced professional with considerable and extensive skills knowledge for the role. Possesses wide range of experience and uses professional practices to resolve complex issues in creative and effective ways. Is the recognized expert within the department or division. Work requires in-depth knowledge of the field as well as the ability to evaluate external factors and impact to strategic goals.

Why Work at Symetra

Here’s what some of our employees have to say about why they work at Symetra:

“Working across different departments at Symetra has been a fantastic experience. What truly stands out is how much the leaders genuinely care about every employee, regardless of role. It’s inspiring to be part of a company so deeply focused on its people and committed to making a positive impact in the community.” - Bill G., Underwriting Consultant

“Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss

Who you are

 

 

 

We empower inclusion
At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute.

Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.

 

Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

For more information about our careers visit: https://symetra.eightfold.ai/careers

 

Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

 

Please review Symetra's Remote Network Minimum Requirements:

As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:

• Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."
• Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.
• Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.

When applying to jobs at Symetra you'll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra's standard as outlined above.

 

Identity Verification

Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.

 

Failure to comply with verification procedures may result in:

• Disqualification from the recruitment process
• Withdrawal of a job offer
• Termination of employment and other criminal and/or civil remedies, if fraud is discovered