Financial and Insurance Risk Manager - Halifax; Home Based

Financial and Insurance Risk Manager - Halifax

Financial and Insurance Risk Manager

Hybrid a mix of home working and time in our Halifax office

Join Cova Insurance An Award-Winning Place to Work

At Cova Insurance, were here to protect what matters most from homes and vehicles to businesses and livelihoods. What truly sets us apart is our people and culture.

Were proud to have been recognised as the Best Place to Work at the Modern Claims Awards 2026 a reflection of our commitment to creating a supportive, inclusive and empowering environment where everyone can thrive.

We have an exciting opportunity to join us at Cova Insurance , where youll be part of an inclusive and supportive organisation that puts people first , both our customers and our colleagues.

At Cova , we know theres no one size fits all way of working. We actively support flexible hours, part time options and different working patterns , and we encourage open conversations about what works best for you and your life.

The Team

The Risk team works in partnership across Cova to support informed decision making and positive outcomes. We bring diverse perspectives, curiosity, and practical insight to help embed risk as a performance enabler. Our inclusive, collaborative culture encourages professional challenge, shared learning , and the development of risk capability across the business.

What you can expect in this role

• Youll play a key role in shaping pricing, reserving and capital decisions by bringing thoughtful challenge, collaboration and a forward-looking view of risk

• Youll work closely with Pricing, Underwriting, Actuarial and Financef unctions , as well as senior business leaders , helping to provide expert oversight, review and assurance

• Youll contribute to the development of insurance risk capability and knowledge across the Risk team , focusing on quality, collaboration and continuous improvement

• Youll have opportunities to learn, develop and grow within the role

• Youll be supported by experienced colleagues who want you to succeed

What you might bring

• Experience working closely with actuarial, pricing, reserving and underwriting teams within a General Insurance setting, contributing to oversight , review and challenge of key business decisions

• Skills in general insurance pricing , reserving and underwriting, with the ability to interpret technical outputs and translate them into clear risk insight , and a willingness to learn and ask questions

• A collaborative and pragmatic approach, with the confidence to provide constructive challenge while working closely with Line 1 teams

• An organised, thoughtful way of working

• A commitment to delivering great outcomes for customers and colleagues

Not sure you tick every box? Thats okay.

We recognise that great candidates bring different experiences and perspectives. If this role interests you and you believe you could add value, we encourage you to apply -even if you dont meet every requirement.

Our Values

Our values are at the heart of everything we do and are one of the reasons were recognised as an award-winning place to work:

• Standing Shoulder to Shoulder We care, listen and support

• Make it Happen We act with integrity

• Understand you Collaboration drives success

• Change the Game We invest in growth

Were committed to building a diverse and inclusive environment where everyone feels valued and supported.

Flexibility That Works for You

• Hybrid working ( Halifax Office )

• Flexible hours and working patterns

• A genuine approach to work-life balance

Why join Cova ?

Because we believe great work happens when people are trusted , supported and able to work in ways that suit their lives.

• Flexibility that truly works for you 36.25 hours per week, flexitime, and hybrid options as standard. Whether youre balancing family life, caring responsibilities, study, or simply work best at different times , were open to finding a pattern that works

• Reward that reflects your contribution annual pay review plus performance related bonus .

• Time to switch off and recharge 2527 days holiday plus bank holidays, with the option to buy or sell annual leave

• Investing in your future a generous pension with 7.5% employer contribution as standard , which can be matched up to 12% with your input.

• Grow with us access to training, professional qualifications and apprenticeships to support your development at every stage of your career.

• A culture where you belong employee led communities, inclusive networks and meaningful DEI action, not just words

• Your wellbeing matters private medical cover, 24/7 Virtual GP, health checks and ongoing wellbeing initiatives

• Support beyond work mental and financial wellbeing support through our dedicated Wellbeing group

• Everyday perks that add up electric car scheme, gym discounts, Cycle to Work and retail savings via Perkpal

and plenty more to support you inside and outside of work.

Ready to apply?

If this sounds like the right next step for you, wed love to hear from you.

As a Disability Confident Employer , were committed to fair and accessible recruitment . If you need adjustments or support at any stage, please contact our Recruitment Team at .

Applicants must currently reside in the UK and have the unrestricted right to work in the UK. Unfortunately, were unable to offer visa sponsorship for this role.

Salary:

Depending on Experience

Working hours:

36.25