Credit Administration Officer

Senior Associate - Credit Administration 📍 London (Fully Office-Based) 💰 £28,500 per annum 📄 Permanent Role We are currently recruiting for a Senior Associate - Credit Administration to join a busy and dynamic Wholesale Banking team in London. This is an excellent opportunity for someone with experience in loan administration and credit operations to develop their career within a structured and fast-paced environment. The Role You will be responsible for the day-to-day administration and maintenance of a portfolio of bilateral, syndicated, and retail loan accounts, ensuring accuracy, compliance, and timely processing of all transactions and reporting requirements. Key Responsibilities Manage loan lifecycle activities including drawdowns, rollovers, repayments, and interest servicing Maintain and update loan accounts within Finacle, ensuring accurate data and transaction processing Perform general account maintenance, including file management, correspondence, and record keeping Maintain loan files, working diaries, and registers in line with internal procedures Liaise with agent banks, participating banks, and internal departments to ensure smooth processing of transactions Coordinate with Accounts for reconciliation of loan accounts Monitor and diarise interest and instalment payments, ensuring timely follow-ups Support all activities relating to Bank Guarantees Prepare and submit periodic reports and returns to internal stakeholders and regulatory bodies Maintain data across internal systems including CRM, eFO, and EDMS Respond to internal and external audit queries in a timely and accurate manner Provide cover and support to other team members when required Key Stakeholders Corporate Credit, Retail Credit, Operations, Accounts, and Treasury teams Agent banks, branches, solicitors, and external vendors About You Working knowledge of loans & advances and bank guarantees Experience using Finacle (preferred) Proficiency in Microsoft Word and Excel Strong attention to detail with excellent organisational skills Calm, composed, and professional approach to work Strong communication skills with the ability to liaise across multiple teams What's on Offer Salary of £28,500 per annum Permanent, full-time position Opportunity to gain hands-on experience within Credit Administration and Loan Operations Exposure to a wide range of internal and external stakeholders Office-based role in London