Retail Banking Lawyer

Retail Banking Lawyers

We are currently seeking Retail Banking Lawyers to support Axiom clients on a range of consumer finance, consumer credit, and retail banking matters, with a particular focus on regulated lending, consumer banking products, CCA 1974, FCA regulation, Consumer Duty, and customer-facing financial services.

Responsibilities

• Provide practical, commercially focused legal advice on retail banking, consumer finance, and consumer credit matters, including personal loans, credit cards, mortgages, overdrafts, BNPL, point-of-sale finance, and other regulated lending products.
• Advise on UK consumer finance and retail banking regulation, including the Consumer Credit Act 1974, FCA Handbook, Consumer Duty, financial promotions, customer communications, conduct risk, affordability, vulnerable customers, and complaints handling.
• Draft, review, and advise on consumer finance documentation, including regulated credit agreements, loan documentation, customer terms and conditions, product terms, notices, disclosures, policies, procedures, and customer-facing materials.
• Partner with legal, compliance, product, risk, operations, customer, commercial, and regulatory teams to support product development, product launches, regulatory change, remediation projects, governance frameworks, and risk mitigation.

Minimum Qualifications

• Qualified lawyer eligible to practise in the UK, or equivalent overseas qualification with strong consumer finance, consumer credit, retail banking, consumer banking, or financial services regulatory experience.
• Experience advising on the Consumer Credit Act 1974, FCA regulatory requirements, Consumer Duty, regulated lending, retail financial products, customer terms, financial promotions, conduct risk, or consumer protection matters.
• Experience supporting retail banks, credit card issuers, mortgage lenders, consumer finance providers, fintechs, BNPL providers, payment businesses, or other regulated financial services organisations.
• Strong drafting, advisory, stakeholder management, regulatory analysis, and commercial judgment skills, with the ability to deliver pragmatic, business-focused legal advice in regulated consumer-facing environments.

Compensation, Benefits & Location

This role offers a highly competitive compensation and benefits package in the alternative legal services marketplace, that includes health benefits, pension and more. Axiomites also get access to professional development resources and learning and development programs. Axiom provides the opportunity to work remotely, onsite or hybrid, depending on client requirements.

Equal Opportunity Employer

Axiom ensures equal employment opportunity in recruitment and employment, without discrimination or harassment on the basis of race, color, nationality, national or ethnic origin, religious creed or belief, political opinion, sex, gender reassignment, pregnancy or maternity, age, disability, alienage or citizenship status, marital status, genetic predisposition or carrier status, sexual orientation, military service, or any other characteristic protected by applicable law. Axiom prohibits and will not tolerate any such discrimination or harassment.

Accommodation for Individuals with Disabilities

Upon request and consistent with applicable laws, Axiom will provide reasonable accommodations for individuals with disabilities who require an accommodation to participate in each stage of the recruitment process. To request an accommodation to complete the application form, please contact us at benefits@axiomlaw.com and include “Applicant Accommodation” in the subject line.

Privacy Notice

For an explanation of the kind of information we collect about you and how it is used, our full privacy notice is available at https://www.axiomlaw.com/privacy-notice.

Background Check

Employment with Axiom may be contingent upon successful completion of a background check, providing proof of identity, and possessing the necessary legal authorization to work.