Development Underwriter

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About the Role

A highly regarded insurer is seeking an experienced Field-Based Commercial Underwriter to support their established agency network across the Midlands. Focused entirely on existing business, this is a technically demanding role offering genuine autonomy across a broad commercial portfolio – including property and casualty risks with premiums from £35k to over £100k.

Responsibilities

• Build deep, long-term working relationships with partners across your Midlands patch, acting as the primary point of underwriting expertise and support.
• Review, evaluate, and make decisions on complex commercial risks, negotiating policy terms across property and casualty lines.
• Support partners in strengthening their underwriting knowledge and capability, contributing to improved technical standards and consistent customer outcomes.
• Lead and contribute to large account reviews, analyse portfolio performance, identify trends, and support continuous improvement across the book.

Qualifications

• Proven track record handling complex, higher-value commercial risks including premiums up to £100k, ideally within property and casualty lines.
• Strong understanding of commercial insurance underwriting principles across a broad range of products and risk types.
• Comfortable working closely with agents and brokers, influencing decisions, providing expert guidance and building trusted professional relationships.
• Confidence in reviewing portfolio performance data, identifying trends and recommending improvements to support underwriting profitability.

Required Skills

• Proven track record handling complex, higher-value commercial risks including premiums up to £100k, ideally within property and casualty lines.
• Strong understanding of commercial insurance underwriting principles across a broad range of products and risk types.
• Comfortable working closely with agents and brokers, influencing decisions, providing expert guidance and building trusted professional relationships. xwzovoh
• Confidence in reviewing portfolio performance data, identifying trends and recommending improvements to support underwriting profitability.

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