Senior AML Executive

LondonCompliance – AML UK /Full-time /HybridWho are we?At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.​The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.How will you add value to the OpenPayd journey?Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.  Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime mattersReview and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.  Delivering training within the department, and mentoring to First Line staff, and new starters.Conducting Quality Control on applications and providing SME feedback.Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.Presenting case files, and an overview of Processes during internal and external compliance audits Drafting and enhancing compliance policies and procedureThe ideal candidate will have the following:An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 3 years AML experience In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML FrameworksBackground in CDD and ongoing assurance of complex client types and corporate structuresProven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm. Experience working with Digital Asset service providers is also beneficialThe ability to self-manage, organize competing priorities effectively and meet deadlinesAbility to mentor, and deliver training in a confident cohesive manner You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there's ambiguityExperience of working in fintechStrong analytical skills, problem-solving ability and attention to detailGood inter-personal skillsAbility to communicate both orally and in writing, and be able to present credibly and professionally to senior managementAble to build strong relationships with peers and business counterpartsOur perks and benefits  Personal training budget - 3000 Cycle to Work schemeDiscounted gym membership - 80 towards any gymCorporate discounts via PerkBoxTravel loanCompany Pension planHealth, Dental & Life InsuranceWednesday office breakfasts, office fruits and a full bar & regular team socials25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering We’d like you to take a read of our Talent Acquisition AI Transparency and Privacy Notice which explains how we collect and process your personal data. Please read our notice carefully. By submitting the application button, we will consider that you aware of it.We are looking forward to receiving your CV.OpenPayd Talent TeamTo all recruitment agencies: OpenPayd does not accept speculative agency resumes. Please do not forward resumes to our jobs alias, OpenPayd employees or any other company location. OpenPayd is not responsible for any fees related to unsolicited resumes. OpenPayd will only accept CV's from the partners with relevant agreement via the People and Talent team only.#LI-DNIWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analysing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please visit our Talent Acquisition AI Transparency and Privacy Notice, or contact us at [email protected]. Link to: Talent Acquisition AI Transparency and Privacy Notice: https://www.openpayd.com/legal/talent-acquisition-ai-transparency-and-privacy-notice/