Chief Credit Officer

Chief Credit Officer

South East England

£130,000 - £160,000 + Benefits

Please ensure you read the below overview and requirements for this employment opportunity completely.

This is a rare opportunity for a senior credit risk leader to join a growing financial services business as Chief Credit Officer. Reporting directly to the CEO, you will take ownership of the credit function, influence business strategy, and play a key role in the organisation's continued growth.

The Company

They are a regulated financial services organisation operating across lending, asset finance, and related financial products. Combining the backing of a larger international group with the agility of a smaller UK business, they offer a collaborative environment where senior leaders can make a visible impact.

The Role

• Lead credit risk across retail and wholesale lending portfolios
• Oversee credit strategy, credit modelling, underwriting, stress testing, and residual value risk
• Act as the accountable Senior Manager for the credit function under FCA regulations
• Manage senior leaders across credit risk, strategy, modelling, and residual value teams
• Partner with executive stakeholders to balance commercial growth and risk management
• Drive governance, portfolio performance, and regulatory oversight

Your Skills & Experience

• Experience operating at Head of, Director, Chief Credit Officer, or equivalent level
• Strong motor finance experience across retail and/or wholesale portfolios
• Broad credit risk expertise including strategy, underwriting, IFRS9, and portfolio management
• Understanding of residual value risk and key market drivers
• Knowledge of FCA regulatory requirements and governance xwzovoh frameworks
• Proven leadership experience managing teams and senior stakeholders

What They Offer

• £130,000 - £160,000 salary plus benefits
• Hybrid working with 2 days per week in the office
• Direct exposure to the CEO and executive leadership team
• Significant ownership and influence from day one
• Strong career potential within a growing business

How to Apply

To find out more about this Chief Credit Officer opportunity, please submit your CV for a confidential discussion.