Commercial Product Manager

Job AdvertCommercial Product Manager -Lending£40-50k per annum, dependent on experienceMonday-Friday, 9am-5.15pm, 36.25 hours per weekThis role can be based at either of Haydock Head office, Merseyside or our Welwyn Garden City office, Hertfordshire.Hybrid role: 3 days per week in officeAbout the RoleHandepay (part of the PayPoint Group) offers business financing to its Handepay and PayPoint small business customers, helping them to manage their cashflow and grow their businesses.

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This role is responsible for devising, launching and growing new lending products to small business and mid-corporate businesses.Working with third party Lending providers, this position offers both strategic and executional responsibility.

With the Support of the Head of Product and Proposition, you will actively engage 3rd party providers and internal cross-functional teams to identify, launch and scale new Lending products to drive short and long-term growth initiatives.You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external Lending partners to drive delivery of monthly and annual targets.This is suited to an established Product Manager / Partnerships Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career.

You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement.What you’ll be responsible for:Owns the development and delivery of the new Lending product and commercial roadmap aligned to business goals and revenue targetsDefines and prioritises a backlog of growth initiativesInfluences the end-to-end product lifecycle for newly launched and established lending productsLeads cross-functional teams (Sales, Operations, Finance, Marketing, Technical and external partners) to drive alignmentMakes commercial decisions on pricing, proposition and growth leversActs as a subject matter expert across the organisationEngages with external partners to build market knowledge and networkLiaises with external product partners to deliver activity in line with agreed plans and timelinesMaintains strong project management to ensure initiatives are delivered on time and to a high standardProvides support to the Head of Product and Proposition to initiate new product developments and to shape future Lending strategyAbout YouEssential RequirementsPrevious experience in a Product or Partnerships role (ideally Financial Services / Lending)Experience in delivering product plans with external partners and internal cross-functional teamsData-driven mindset with the ability to analyse performance and drive product level decisions.

Ability to use excel is essentialHighly organised with the ability to manage multiple projects and deadlinesCollaborative team player with strong stakeholder management skillsPositive, proactive and solutions-focused attitudeCustomer-centric mindset with a passion for challenging the status quo to drive future growthAdvantageous ExperienceExperience working within payments or lendingExposure to regulated industriesAbout HandepayHandepay, part of the PayPoint Group, are a leading player in the payments industry.

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We treat you as an individual and make sure you are fully supported to achieve your goals.Benefits25 days annual leave plus 8 UK bank holidaysContributory pension scheme and life assurance (subject to conditions)Discretionary annual bonusCompany shares incentive planStructured induction and ongoing training and supportEmployee benefits platform discountsFree on-site parking (A580 location, close to M6 for Haydock office or close to A1 for Welwyn Garden City office)Employee social events and team activitiesFree refreshments providedSummaryJob Type: Full timeContract Type: PermanentHours: Monday-Friday, 9am-5.15pm, 36.25 hours per weekClosing Date: 2026-11-06T23:59:00.000Z