Credit Manager - Hybrid

Join our Credit Underwriting team The credit underwriting team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment.   That's because we help customers to use technology to succeed, by putting our employees first. This role is part of the Finance Management team and will lead the credit underwriting team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers.   As a Credit Underwriting Manager, you'll be responsible for:  ~ Analyse customer risk profiles and validate automated credit scorecards Produce monthly risk reports and support senior credit governance forums Manage credit exposure, limits, and portfolio risk across customers and sectors Lead and develop senior underwriters, including performance, hiring, and KPIs Oversee trade credit insurance, budgets, and process improvements Manage and monitor the Deputy Credit Risk Manager performance, manage KPI's during a performance management process through having challenging conversations Partner closely with senior stakeholders across the business to align credit strategy Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA overviews. ​  Strong risk assessment and analytical skills Commercial and financial awareness Demonstrate the ability to think around a subject, considering risk implications of our current policies and procedures. ​  We also acknowledge that the confidence gap and imposter syndrome are a real thing and can get in the way of us meeting fantastic talent, so please don't hesitate to apply – we would love to hear from you!   In this role, we can offer the following flexible working patterns: ~ Hybrid working – 3 days in the office and 2 days working from home Working flexible hours - flexing the times you start and finish during the day If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. You can find out more about life at Softcat and our commitments to diversity and inclusion at /jobs/our-culture/    Here at Softcat, we don't prohibit the use of AI (artificial intelligence) in our application process, as we understand how far it can go to creating a truly equitable candidate experience.