(198321) Senior Credit Pricing Manager

Senior Credit Pricing Manager Liverpool (hybrid working) This is a senior opportunity to shape credit pricing strategy within a large-scale digital business that is investing heavily in analytics, data, and commercial decision-making. They are a major UK digital retailer with an integrated financial services proposition, operating at significant national scale. Their model combines ecommerce with flexible credit products, creating rich data across customer behaviour, risk, and lifetime value. Following recent investment, they are strengthening their analytics capability to drive more sophisticated commercial and pricing decisions. You will lead credit pricing across customer acquisition and lifetime management, moving the function from a basic risk-led approach to a more commercially driven, analytically robust model. Defining and delivering pricing strategies across credit products, balancing profitability, customer value, and regulatory requirements. Owning fair value and pricing governance, representing credit pricing in senior forums. Developing and overseeing pricing, forecasting, and valuation models including NPV, IRR, and risk-adjusted returns. Using experimentation and A/B testing to assess pricing changes and inform decision-making. Translating complex analysis into clear recommendations for senior stakeholders. Leading and developing a small team of analysts and data scientists. Partnering with product, engineering, and analytics teams to improve data quality, automation, and reporting. Strong commercial experience within credit pricing, lending, or closely related financial services environments. A deep understanding of unit economics and customer lifetime value frameworks. Exposure to advanced analytics or modelling is beneficial, though this is not a hands-on coding role. Hybrid working with flexibility on days in the office. If you are looking to lead credit pricing at scale and make a visible commercial impact, apply now to learn more about this opportunity.