Credit Risk Quality Assurance - Senior Manager / Manager

Morson Edge are currently seeking an experienced Credit Risk QA Senior Manager & Manager to lead second-line Credit Risk QA activities and provide independent oversight of credit risk management across the Bank's lending businesses.

These would be permanent roles working in London on a hybrid basis.

Reporting to the Head of Credit QA and Frameworks, you will play a key role in assessing the effectiveness of credit risk controls, identifying emerging risks, strengthening governance, and driving continuous improvement across the lending lifecycle.

Senior Manager

Responsibilities

• Lead the Credit Risk Quality Assurance programme across first and second lines of defence.
• Review and challenge credit risk practices, identifying emerging risks and areas for improvement.
• Lead monthly QA review meetings with business stakeholders and monitor corrective actions.
• Produce insightful risk assurance reporting for senior management and governance committees.
• Support Credit Committee, Transactional Credit Committee and Credit Stewardship governance processes.
• Lead the Credit Risk RCSA process and act as the designated Risk Colleague.
• Support Internal Audit and regulatory reviews as required.

Experience required

• Strong experience in Credit Risk, Credit Assurance, Credit Review or Risk Management within banking or specialist lending.
• Good understanding of credit risk governance, regulatory requirements and risk frameworks.
• Excellent stakeholder management, communication and influencing skills.
• Experience producing senior-level risk reporting and leading governance activities.

Manager

Key Responsibilities

• Conduct Lending Decision Oversight and Credit Operations Assurance reviews to ensure compliance with Credit Risk policies and procedures.
• Identify emerging credit risks and support the implementation of corrective actions.
• Participate in monthly review meetings with lending teams, providing constructive challenge and feedback on QA findings.
• Build strong working relationships across the lending businesses and provide ongoing guidance on risk management best practice.
• Support the production of risk assurance reports for senior management and governance committees.
• Assist in the coordination and administration of Credit Stewardship Forums, Transactional Credit Committee and Credit Committee meetings.
• Support the delivery of the Credit Risk Risk & Control Self-Assessment (RCSA) process.

Experience required

• Experience within Credit Risk, Credit Operations, Quality Assurance, Risk Management or a related banking environment.
• Strong understanding of lending processes and credit risk controls.
• Excellent analytical, communication and stakeholder management skills.
• Ability to challenge constructively and work collaboratively across teams.
• Strong organisational skills and attention to detail.

This is an excellent opportunity to join a growing specialist bank and contribute to the ongoing development of its credit risk framework and governance capabilities.

Please click apply for consideration