Client Manager – Asset Based Lending

Job DescriptionClient Manager to act as the main contact for IF and ABL clients.There will be a wide variety of tasks, including: – Managing the relationship and risk management of a growing portfolio of IF & ABL clients. Delivering excellent customer service whilst ensuring the collateral base of each client is maintained up to date.Risk management of IF /ABL portfolio, including timely completion of monthly reconciliation of the client’s Accounts Receivable ledger to the HPD system ledger, updating monthly reserves and proactive use of Risk Factor.Liaising with and point of contact for the ‘Lease & Loans’ team where they have provided additional loan facilities.Assist in structuring ABL facilities and combined IF/Collateralised Loans – working with ABL Underwriter, Sales and Portfolio Director.Undertake visits to clients, prepare subsequent visit notes and action relevant points from the meeting.General portfolio administration – including updating Salesforce records, ensuring client’s accounts are received on time, completing covenant testing, scheduling audits and verifications etc.Undertake client reviews on regular basis, including analysis of client’s collateral base and financial performance.Participation in projects as and when they ariseThe role is within a rapidly growing team and there will be opportunities for the candidate to be involved in its growth.   Min 10 years’ experience of lending and credit operations, in the ABL and IF sector.Understanding of ABL / IF marketsAbility to identify key risks and mitigantsRobust financial analysis skills – including critical analysis of P&L, cashflows and b/sheets and covenant monitoring e.g. debt serviceability and profitability.Capable of working independently as well as part of a teamExcellent communication skills in all formsProblem-solving aptitudeExcellent organisational and time management skillsComputer literacyAbility to work under pressureSelf-motivated