Lead Data Scientist

A fast-growing fintech scale-up is looking for a Lead Data Scientist to drive data-led decision-making across credit risk and pricing, lead a small team, and play a key role in shaping their AI strategy.

With a 4x increase in lending over the past year and ambitions to double again in the next, this is an exciting time to join a business scaling rapidly in the embedded lending space.

What You’ll Do

• Lead and mentor a team of two data scientists
• Support development of credit risk and pricing models
• Perform ad hoc analysis and advise stakeholders across Credit Risk, Pricing, Product, and Engineering
• Assess and shape the company’s approach to AI
• Be hands-on when needed, though this is not a deeply technical role

What We’re Looking For

• Background in lending or pricing data science, as well as more broad modelling experience
• Experience from aggregators, pricing optimisation platforms, fintechs, or insurance companies could be useful
• Prior experience leading or mentoring data scientists
• Strong communication and stakeholder management skills
• Proficiency in Python

The Offer

• Salary: £80,000–£105,000
• Hybrid working: 3–4 days per week in the London office
• Regulated by the FCA

You’ll report to the Head of Data and collaborate closely with senior leadership, including the CEO, in a business that values transparency, smart data use, and responsible innovation in lending.