Underwriter

Job Title: Underwriting Specialist PURPOSE SUMMARY: The Underwriting Specialist role is to assess the risk associated with extending customer credit and financing.

Interested in this role You can find all the relevant information in the description below.

PRINCIPAL ACCOUNTABILITIES: The Underwriting Specialist will assess this risk by manually underwriting dealer proposals in accordance with the company credit/underwriting policy rules and in accordance with service level adherence targets.

The Underwriter is responsible for ensuring that the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets.

As part of the manual underwriting process, the Underwriter will undertake the appropriate analysis of retail customer's financial statements in order to assist in reaching timely and accurate conclusions on the Referral (e.g., “Accept” or “Decline” decision) This information, coupled with an analysis of the customer's repayment capacity, will enable the Underwriter to reach the appropriate lending decision.

The Underwriting Specialist will utilise the Genus system to achieve acceptance decision targets.

Using a proactive approach to work management and service level adherence, the Underwriter also uses the Genus system to help self-manage their work queues.

This will ensure that work queues are reviewed and actioned in accordance with agreed proposal status review targets. xwzovoh

KNOWLEDGE, EXPERIENCE, QUALIFICATIONS: • 3 years' experience in an underwriting or credit analyst position in financial services • Experience in the automotive or consumer finance industry is advantageous.

• Practical experience with scorecard design and testing